Construction consulting for legal teams across Texas

The claim is decided in the gap between two estimates.

FCS Services compares the public adjuster's estimate and the carrier's estimate line by line, then turns the differences into a fact-based presentation your firm can use in negotiation, appraisal, mediation, and court.

What a comparison surfaces

Illustrative example. Every finding is tied to the documents in your file.

Omitted scope

Interior scope stopped at the water line

Quantity

Ceiling area measured at one room, not the affected run

Matching

Texture and paint priced without a full-wall break

Code upgrade

No allowance for current code at the repair

Overhead

Multi-trade repair priced without a general contractor

Who we work with

Attorneys representing policyholders and property owners in insurance and construction disputes

Public adjusters who need construction-level analysis to support a claim

Commercial and residential property owners facing a denied, underpaid, or disputed claim

Architectural firms, building owners, and managers who need area measurement verified against BOMA standards

What we do

Insurance claim analysis

Line-by-line comparison of public adjuster and carrier estimates, organized into a fact-based presentation, with rebuttal review and site inspection as needed.

Insurance claim analysis

Construction defect analysis

Inspection and evaluation of workmanship and installation defects against codes, manufacturer requirements, and industry practice.

Construction defect analysis

Litigation support

Record review, timelines, rebuttal analysis, exhibits, and preparation for mediation, deposition, and trial.

Litigation support

BOMA measurement

Area verification against BOMA standards for architectural firms, building owners, and managers on commercial and multifamily properties.

BOMA measurement

How an engagement works

1

Conflict check

Send the parties and property involved. We confirm there is no conflict before reviewing any case details.

2

Document intake

The public adjuster's estimate and reports, the carrier's estimate and reports, photos, and claim correspondence.

3

Comparative analysis

We compare both positions line by line, identifying scope omissions, quantity and pricing differences, and code and matching issues.

4

Fact-based presentation

Findings organized so counsel can support a suit or challenge a claim decision.

5

Rebuttal review

When the carrier responds, we review the rebuttal and provide additional facts.

6

Site inspection, when needed

If the documents leave questions unanswered, we inspect the property directly.

7

Mediation and court support

Presentation at mediation or appraisal, and testimony when the case requires a designated expert.

Thirty years of building behind every opinion

Our team has built, managed, and repaired the same assemblies we are asked to evaluate. That experience is the baseline for how we read an estimate, an engineering report, and a damaged building.

  • Consulting or testifying roles, depending on what the case needs
  • Clear presentation that mediators, appraisers, judges, and juries can follow
  • Statewide coverage throughout Texas
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